Terms & Conditions

PLEASE SCROLL DOWN AND CAREFULLY READ THE TERMS OF USE BELOW.

The following Terms and Conditions govern the use of morningstockadviser.com(It) and are in place to protect everyone who uses the website.

1. Terms

By accessing the website at morningstockadviser.com, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with said laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

2. Use License

Permission is granted to temporarily download one copy of the materials on website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • modify or copy the materials;
  • use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  • attempt to decompile or reverse engineer any software contained on morningstockadviser.com;
  • remove any copyright or other proprietary notations from the materials; or
  • transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by It’s at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on It’s website and emails are provided on an “as is” basis. It makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, It does not warrant or make any representations concerning the accuracy, completeness, currentness, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site. The materials appearing on the website could include technical, typographical, or photographic errors. It may make changes to the materials contained on its website at any time without notice. However It does not make any commitment to update the materials.

4. Editorial Content

Any information presented on the website and via email is generic, nonspecific, and for general information purposes only. We do not advocate the purchase or sale of any security or investment for any specific individual, and no financial information here should be considered personal advice. Stocks, futures, currencies, commodities, CFDs, options and all types of investment trading can have large potential rewards, but also carry large potential risks.

5. Indemnification

In no event shall It’s or its licensors, suppliers, or any third parties mentioned be liable for any damages (including, without limitation, damages for loss of data or profit, personal injury, wrongful death, or business interruption), whether based on warranty, contract, tort, or any other legal theory, arising out of the use or inability to use the materials on It’s website or email, even if It’s or an authorized representative has been notified orally or in writing of the possibility of such damage.

It’s is based in the United States and makes no claims that the content is appropriate or may be downloaded outside of the USA. Access to the content may not be legal by certain persons or in certain countries. If you access morningstockadviser.com from outside the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. All provisions survive the expiration or termination of these Terms and Conditions for any reason whatsoever.

Upon acceptance of these Terms and Conditions, you consent to defend, indemnify, and hold It’s , its officers, directors, employees, agents, licensors, and suppliers harmless from and against any claims, actions or demands, liabilities, and settlements, including without limitation, reasonable legal and accounting fees resulting from, or alleged to result from, your violation of these Terms and Conditions.

6. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Delaware and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

7. Modifications

It may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

8.Third-Party Links and Tools

We may provide links on our Services to websites or applications maintained by third parties, including links to social media sites. These websites and applications are independent from and have their own privacy policies. does not control the privacy practices of those websites or applications, and they are not covered by this Privacy Policy. You should review the privacy policies of other websites or applications that you use to learn about their data practices.

Our Services may also include integrated social media tools or “plug-ins,” such as social networking tools offered by third parties. If you use these tools to share personal information or you otherwise interact with these features on our Services, those third parties may collect information about you and may use and share such information in accordance with your account settings, including by sharing such information with the general public. Your interactions with these third parties and the use of their features are governed by their privacy notices. We encourage you to carefully read the privacy notices of any accounts you create and use.

9. Cookies

Some of our Services use cookies and similar technologies. A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree.

10. Security Measures

has established reasonable precautions to protect collected personal data from loss, misuse, unauthorized access, disclosure, alteration or destruction, which include contractual, administrative, physical, and technical steps. Technical measures include use of firewall protection and encryption technology where appropriate. Please note that while we have endeavored to create a secure and reliable site for users, the confidentiality of any communication or material transmitted to/from cannot be guaranteed.

11. MISCELLANOUS

WAIVER

No waiver of any provision of this Agreement is effective unless it is in writing and signed by an authorized representative of . Our remedies under this Agreement are cumulative and not alternative, and the election of one remedy for a breach does not preclude the pursuit of other remedies. The failure of to require your performance of any Agreement provision does not affect the full right to require such performance at any time in the future. The waiver by of any rights arising out of any breach of any Agreement provision shall not be taken or held to be a waiver of the provision itself. Any failure by to enforce any of its rights under this Agreement or any applicable laws does not constitute a waiver of such right.

No party will be deemed to have waived any of its rights under this Agreement by lapse of time or by any statement or representation other than (i) by an authorized representative and (ii) in an explicit written waiver. No waiver of any rights arising out of a breach of this Agreement will constitute a waiver of rights relating to any prior or subsequent breach of this Agreement.

SEVERABILITY

If a court of competent jurisdiction holds any provision (or portion of a provision) of this Agreement to be illegal, invalid or otherwise unenforceable, the remaining provisions (or portions of provisions) of this Agreement shall not be affected thereby and shall be found to be valid and enforceable to the fullest extent permitted by law. This Agreement will be deemed amended to the extent necessary to make this Agreement enforceable, valid and, to the maximum extent possible, consistent with applicable law and consistent with the original intention of the parties, and the remaining terms and provisions will remain in full force and effect.

FORCE MAJEURE

Under no circumstances shall be held liable for any cessation, interruption, delay or failure in performance of the Services or any obligations under this Agreement resulting directly or indirectly from acts of nature, forces, or causes beyond its reasonable control, including, but not limited to, Internet failures, computer equipment failures, telecommunication equipment failures, failures of internet service providers (ISPs) or cloud-hosting providers, other equipment failures, electrical power failures, strikes, labor disputes, lockouts or boycotts, riots, terrorism, insurrections, civil disturbances, shortages of labor or materials, hurricanes, earthquakes, fire, floods, storms, natural disaster, explosions, acts of God, armed conflict, war, governmental actions, orders of domestic or foreign courts or tribunals.

ENTIRE AGREEMENT

This Agreement, as well as any additional agreements, terms and conditions, rules, policies and agreements, together with all modifications thereto, constitute the entire agreement between you and concerning your use of the Services and any other subject matter related to this Agreement. This Agreement supersedes and governs all prior proposals, agreements or other communications between you and (including, but not limited to, any prior versions of this Agreement). You may not waive, modify or supplement this Agreement, in whole or in part, except by written permission or amendment by .

TITLES AND HEADINGS; INTERPRETATION

The titles and headings of this Agreement are inserted for ease of reference only and do not affect in any way the meaning or interpretation of this Agreement. Also, in all references herein to any parties, persons, entities or corporations, the use of any particular gender or the plural or singular number is intended to include the appropriate gender and number as the text of this Agreement may require.

ASSIGNMENT

You may not assign or transfer, either directly or through a third party, this Agreement or any of its interests, rights or obligations hereunder, without the prior written consent of ; provided, however, that members of the Lifetime (“ Members”) may assign this Agreement without prior written consent from provided further that such Members shall provide us with written notice prior to any assignment. Any attempted assignment in violation of the foregoing provision will be null and void and of no force or effect whatsoever. We may assign our rights and obligations under this Agreement and may engage subcontractors or agents in performing our duties and exercising our rights hereunder, without notice to you or your consent. Where applicable, this Agreement is binding upon and shall inure to the benefit of the parties hereto and their respective successors and permitted assigns.

AGENCY

This Agreement does not create any agency, employment, partnership, joint venture, franchise or other similar or special relationship between you and . No party has the right or authority to assume or create any obligations or to make any representations, warranties or commitments on behalf of the other party or its affiliates, whether express or implied, or to bind the other party or its affiliates in any respect whatsoever. The relationship between you and is limited to the responsibilities and obligations of both parties as established in this entire Agreement.

NO THIRD-PARTY BENEFICIARIES

You acknowledge and agree that nothing herein, express or implied, is intended to nor is to be construed to confer upon or give to any person, other than you, any interests, rights, remedies or other benefits conveyed to you herein.

ACCESS TO THE SERVICE FROM OTHER LOCATIONS

The Services are directed solely to individuals and entities residing in the United States. We make no representation that materials provided through the Services are appropriate or available for use in other locations. Those who choose to access the Services from other locations do so on their own initiative and at their own risk, and are responsible for compliance with local laws, if and to the extent applicable. We reserve the right to limit the availability of the Services to any person, geographic area, or jurisdiction we so desire, at any time and in our sole discretion, and to limit the quantities of any such service that we provide.